Please review the case, answer the question in detail and debate with your classmates on this case. Three participation is required in three different days.
1. IN RE Pittman v. Allright
Allright Mortgage Company extended a loan to James Pittman. The loan documents contained a statement of the amount financed, finance charge, annual percentage rate, and total of payments. The terms “annual percentage rate” and “finance charge” appeared in the same type and in boxes identical to the ones in which the “amount financed” and “total of payments” were presented.
Question: Has this firm violated TILA and why? if not violated TILA why?
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